Tees-to-Green flood insurance program
Protect your golf course against damage and business interruption.
In Partnership With
Golf’s critical gap in coverage
Golf courses are often located on low-lying land near bodies of water, exposing them to excess levels of flood risk.
Traditional policies typically do not cover damage to the course itself, resulting in expensive out-of-pocket repairs to resume play.
Property insurance typically excludes business interruption when floods force courses to close.
Read the press release
An Oregon golf course suffered uncovered flood losses in 1996, 2019, and 2023
About the product
Tees-to-Green flood insurance automatically triggers payments
as soon as flooding inundates a golf course.
Payout Threshold
The insured area is defined by a boundary drawn around the golf club.
Payout Threshold
The presence of flood water is measured hourly within this boundary.
Payout Threshold
Payout triggered when a pre-agreed percentage of the course is underwater.
Transparent pricing
The price is determined using a golf course’s precise flood history. Floodbase maps the full history of flooding on the golf course going back decades.
Rapid payouts
Policies pay out within days when flooding exceeds predetermined thresholds.
No need to file a claim.
No need to file a claim.
Flexible cash
The insured can use payouts at their discretion, without deductibles, sublimits, or exclusions.
Understand your course’s flood risk
Flood impact score
Request a free, custom impact score for your course, including past floods, their magnitude, and historical trends.
Take the first step
The data provided in your assessment is the same data used to price a policy.
Finally, flood insurance that covers the golf course itself
Expanded protection for
tees-to-green
Increased limits
Flood insurance for previously uncovered lost revenue when the course is unplayable or needs repairs.
Dedicated flood insurance limits that can extend existing coverage or provide coverage at a previously uninsurable location.
Payout speed and flexibility
Personalized pricing options
Rapid payouts within days of a flood. Payout can be used at the insured’s discretion, including for course repairs, business interruption, etc.
Pricing and coverage options are tailored to the insured’s risk tolerance and budget.
Damage to physical structures like clubhouses and maintenance sheds
Covered by
traditional
insurance
traditional
insurance
Covered by
Tees-to-Green
insurance
Tees-to-Green
insurance
Lost revenue while course is closed
Covered by
traditional
insurance
traditional
insurance
Covered by
Tees-to-Green
insurance
Tees-to-Green
insurance
Expenses required to repair course
Covered by
traditional
insurance
traditional
insurance
Covered by
Tees-to-Green
insurance
Tees-to-Green
insurance
Miscellaneous costs like labor and overtime
Covered by
traditional
insurance
traditional
insurance
Covered by
Tees-to-Green
insurance
Tees-to-Green
insurance
Request a custom flood impact score for your course or your clients' courses
Please fill out this form to get in touch with Floodbase about your course(s) flood impact score.
Learn more and contact Amwins here.
Learn more and contact Amwins here.
