Tees-to-Green flood insurance program

Protect your golf course against damage
and business interruption.

In Partnership With

Golf’s critical gap in coverage

Golf courses are often located on low-lying land near bodies of water, exposing them to excess levels of flood risk.

Traditional policies typically do not cover damage to the course itself, resulting in expensive out-of-pocket repairs to resume play.
Property insurance typically excludes business interruption when floods force courses to close.
Read the press release

An Oregon golf course suffered uncovered flood losses in 1996, 2019, and 2023

About the product

Tees-to-Green flood insurance automatically triggers payments
as soon as flooding inundates a golf course.

Payout Threshold
The insured area is defined by a boundary drawn around the golf club.
Payout Threshold
The presence of flood water is measured hourly within this boundary.
Payout Threshold
Payout triggered when a pre-agreed percentage of the course is underwater.

Transparent pricing

The price is determined using a golf course’s precise flood history. Floodbase maps the full history of flooding on the golf course going back decades.

Rapid payouts

Policies pay out within days when flooding exceeds predetermined thresholds.
No need to file a claim.

Flexible cash

The insured can use payouts at their discretion, without deductibles, sublimits, or exclusions.

Understand your course’s flood risk

Flood impact score

Request a free, custom impact score for your course, including past floods, their magnitude, and historical trends.

Take the first step

The data provided in your assessment is the same data used to price a policy.

Finally, flood insurance that covers the golf course itself

Expanded protection for
tees-to-green

Increased limits

Flood insurance for previously uncovered lost revenue when the course is unplayable or needs repairs.
Dedicated flood insurance limits that can extend existing coverage or provide coverage at a previously uninsurable location.

Payout speed and flexibility

Personalized pricing options

Rapid payouts within days of a flood. Payout can be used at the insured’s discretion, including for course repairs, business interruption, etc.
Pricing and coverage options are tailored to the insured’s risk tolerance and budget.
Losses from flooding
Covered by traditional insurance
Covered by Tees-to-Green insurance
Damage to physical structures like clubhouses and maintenance sheds
Damage to physical structures like clubhouses and maintenance sheds
Covered by
traditional
insurance
Covered by
Tees-to-Green
insurance
Lost revenue while course is closed
Lost revenue while course is closed
Covered by
traditional
insurance
Covered by
Tees-to-Green
insurance
Expenses required to repair course
Expenses required to repair course
Covered by
traditional
insurance
Covered by
Tees-to-Green
insurance
Miscellaneous costs like labor and overtime
Miscellaneous costs like labor and overtime
Covered by
traditional
insurance
Covered by
Tees-to-Green
insurance
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Request a custom flood impact score for your course or your clients' courses

Please fill out this form to get in touch with Floodbase about your course(s) flood impact score.

Learn more and contact Amwins here.